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Property TITLE Collateral Loan
(TCT/CCT Only)
Product Features

Loan Amount - minimum of P100,000- P5 M

 (depending on income and collateral value)

 

Interest - 0.83% per month

 

Terms 1 - 5 years to pay

 

Credit Approval known in 2-5 days

 

Loan Release In 2 -3 weeks if requirements are complete

Appraisal Fee will be paid only after the loan's pre-approval was released and the borrower wants to continue the loan processing.

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Property Title's Eligibility:

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  • Clean Title

  • Title's Name is under the name of the Owner/s (Borrower)

  • Title is free from any Lien, Encumbrances & Mortgage.

  • Age 21-65 years old

  • In good physical and mental health.

  • First Degree Relative may serve as Co-Borrower in case the owner of property is un-employed.

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  1. Filled - Up Application Form

  2. TCT Copy

  3. Tax Declaration Copy

  4. Latest 3 months Bank Statement (if available)

  5. Proofs of Income

    • OFW – latest 3 months remittance slips, job contact

    • Seaman – latest 3 months remittance slips, job contract

    • Employee – latest ITR, Certificate of Employment

    • Professional – latest ITR, PRC ID

    • Business – Business Name

    • Corporation – Articles of Incorporation, Latest General Info Sheet

    • Apartment Owner - TCT Copy; Lease Contracts

    • Jeepney/Taxi Owners – CR/OR copies

  6. If property is loaned with another bank

    • Updated Statement of Account,

    • Latest 3 Months Official Receipt

  7. Location Map

  8. Marriage Contract (If Married)

  9. Proof of Billing

  10. 2 ID's 

  11. Pictures 2x2

What are the Application Requirements?
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